Last Updated: December 20, 2012
CREDIT CARD INFORMATION
Notwithstanding anything contained herein to the contrary, we will not use your credit card information for any marketing purposes, or transfer same to any third party, other than as set forth in this paragraph. We may: (a) transfer your credit card information to third party payment processors where necessary to effectuate the purchase of products and/or services that you requested on the Site or otherwise from Company; (b) disclose your credit card information pursuant to a court order, litigation and/or fraud investigation; and (c) share with third parties the fact that we have credit card information on file for specific individuals (without sharing the actual credit card information).
NON-PERSONAL INFORMATION AND COOKIES
We may collect certain non-personally identifiable information about you when you visit many of the pages of the Site. This non-personally identifiable information includes, without limitation, the type of browser that you use (e.g., Netscape, Internet Explorer, Mozilla Firefox, Google Chrome), your IP address, the type of operating system that you use (e.g., Windows or Mac OS) and the domain name of your Internet service provider (e.g., America Online, EarthLink, Comcast). We use the non-personally identifiable information that we collect to improve the design and content of the Site and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze Site usage, as well as to offer you products and services. We reserve the right to use aggregate or group data about our visitors for any and all lawful purposes. Aggregate or group data is data that describes the demographics, usage and/or characteristics of our visitors as a group. By visiting and/or supplying your personal information at the Site, you agree to allow us to provide such aggregate data to third parties.
USE OF PERSONAL INFORMATION
We use your personal information to facilitate your use of the Member Services and Member Services Site. We also use your personal information (other than credit card information) to send you information about us, our products and/or services and certain third party products and/or services that we think may be of interest to you. In connection with this, we use your personal information (other than credit card information) to provide marketing messages to you by means of e-mail advertising, SMS text-based marketing (where and to the extent permitted by applicable law), telemarketing, direct mail marketing, pop-ups, pop-unders and/or online banner advertising.
Without limiting the foregoing, by submitting your e-mail address at the Site, you agree to receive e-mail marketing from Company (including other Company properties). In addition, you agree that such act constitutes a purchase, an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 CFR §310 et seq. (the "ATSR"). With respect to the ATSR, and notwithstanding that your telephone number may be listed on the Federal Trade Commission's Do-Not-Call List, Company retains the right to contact you via telemarketing in accordance with the terms of the ATSR.
Further, you agree that by submitting your personal information at the Site, you agree to receive mobile marketing including, but not limited to, text-message based marketing, from us (where, and to the extent that, such marketing is permitted by applicable law). As such, notwithstanding that your mobile telephone number may be listed on state and/or federal Do-Not-Call registries, we retain the right to contact you via text-message based marketing in accordance with applicable state and federal law.
As a general rule, and other than in connection with the limited exceptions set forth below, we will not sell, share or rent your personal information to or with others. Notwithstanding the foregoing, we may, from time to time, provide such information on a limited basis to certain third-party administrative service providers in connection with: (a) your use of the Member Services and/or Member Services Site; and (b) our efforts to market certain offers to you. Any third-party so used has agreed to protect the confidentiality of information provided by us.
USE OF NON-PERSONAL INFORMATION
We reserve the right to transfer and/or sell aggregate or group data about Site and/or Member Services Site users for lawful purposes. Aggregate or group data is data that describes the demographics, usage or other characteristics of Site users as a group without disclosing personally identifiable information. Subject to applicable state and federal law, by submitting your personal information to, and/or using the Site and/or Member Services Site, you agree to allow us to transfer and/or sell such aggregate data to third-parties.
THIRD PARTY WEBSITE
The Site and/or Member Services Site may contain links to other third-party owned and/or operated websites. Company is not responsible for the privacy practices or the content of such websites. In some cases, you may be able to make a purchase through one of their third-party websites. In these instances, you may be required to provide certain information, such as a credit card number, to register or complete a transaction at such website. These third-party websites have separate privacy and data collection practices and we have no responsibility or liability relating to them.
We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children. We will never knowingly directly collect any information from individuals under eighteen (18) years of age. If we obtain actual knowledge that we have collected information from an individual under eighteen (18) years of age, that information will be immediately deleted from our database.
All collected information is stored in a technically and physically secure environment. When our registration/application process asks users to enter sensitive information such as credit card information ("Sensitive Information"), and when we store and transmit such Sensitive Information via our computers, it is encrypted and protected with SSL encryption software. While we use SSL encryption to protect Sensitive Information online, we also do everything in our power to protect other personal information online and off-line.
While we strive to protect your Sensitive Information and other personal information, we cannot ensure or warrant the security of any information that you transmit to us, and you do so at your own risk. Once we receive your personal information, we make reasonable efforts to ensure its security on our systems. Access to this personal information is strictly limited, and not accessible to the public. All of our visitors' personal information, not just Sensitive Information, is restricted in our offices. Only employees who need the information to perform a specific job are granted access to personal information. Our employees are dedicated to ensuring the security and privacy of all visitors' personal information. Employees not adhering to our written firm policies are subject to disciplinary action. In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your personal information. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.
If you would like to delete or update the personal information that we have collected from you, please Click Here. We will process your request, where possible and subject to the terms and conditions contained herein, within a reasonable period of time after receipt. To protect your privacy and security, we will take reasonable steps to help verify your identity before granting access or making corrections.
OPTING OUT OF RECEIVING MARKETING MESSAGES
You may at any time choose to stop receiving e-mail advertising, SMS text-based marketing (where and to the extent permitted by applicable law), telemarketing and direct mail marketing from us by following the instructions at the end of the applicable marketing message or Click Here. Notwithstanding the foregoing, we may continue to contact you for the purpose of communicating information relating to your use of the Member Services, general information regarding Company, as well as to respond to any inquiry or request made by you.
NOTIFICATION OF CHANGES